<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet href="http://feeds.feedburner.com/~d/styles/rss2full.xsl" type="text/xsl" media="screen"?><?xml-stylesheet href="http://feeds.feedburner.com/~d/styles/itemcontent.css" type="text/css" media="screen"?><rss xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0" version="2.0">

<channel>
	<title>My Financial Recovery</title>
	
	<link>http://www.myfinancialrecovery.net</link>
	<description>Finding A Way Out Of Debt</description>
	<pubDate>Tue, 16 Dec 2008 13:51:22 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.6.2</generator>
	<language>en</language>
			<atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" href="http://feeds.feedburner.com/MyFinancialRecovery" type="application/rss+xml" /><item>
		<title>Something’s Gotta Give…</title>
		<link>http://feeds.feedburner.com/~r/MyFinancialRecovery/~3/486617672/</link>
		<comments>http://www.myfinancialrecovery.net/2008/12/16/somethings-gotta-give/#comments</comments>
		<pubDate>Tue, 16 Dec 2008 13:51:22 +0000</pubDate>
		<dc:creator>Matt</dc:creator>
		
		<category><![CDATA[Random]]></category>

		<guid isPermaLink="false">http://www.myfinancialrecovery.net/?p=315</guid>
		<description><![CDATA[I&#8217;m afraid that right now it is going to be my blog.  I&#8217;m kind of upset about it but it looks like I will not have a lot of time to write for the next few weeks.  I have tried making time but am already getting a few hours less sleep a night and can [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m afraid that right now it is going to be my blog.  I&#8217;m kind of upset about it but it looks like I will not have a lot of time to write for the next few weeks.  I have tried making time but am already getting a few hours less sleep a night and can not keep up.  Between the upcoming holidays and new responsibilities at work I am really tight on time.  I do hope to put up the occasional post as I do have a handful of topics that I would like to write about but they will probably pop up without any frequency.</p>
<p>I suppose it is what it is for now.  If I do not get a chance to get back in and write before holiday then Merry Christmas and Happy New Year to everyone out there (Happy Holidays in general if you do not celebrate Christmas).</p>

<p><a href="http://feeds.feedburner.com/~a/MyFinancialRecovery?a=nnQdE8"><img src="http://feeds.feedburner.com/~a/MyFinancialRecovery?i=nnQdE8" border="0"></img></a></p>]]></content:encoded>
			<wfw:commentRss>http://www.myfinancialrecovery.net/2008/12/16/somethings-gotta-give/feed/</wfw:commentRss>
		<feedburner:origLink>http://www.myfinancialrecovery.net/2008/12/16/somethings-gotta-give/</feedburner:origLink></item>
		<item>
		<title>Frugal Friday Link Love</title>
		<link>http://feeds.feedburner.com/~r/MyFinancialRecovery/~3/482711903/</link>
		<comments>http://www.myfinancialrecovery.net/2008/12/12/frugal-friday-link-love-7/#comments</comments>
		<pubDate>Fri, 12 Dec 2008 14:00:07 +0000</pubDate>
		<dc:creator>Matt</dc:creator>
		
		<category><![CDATA[Frugal Friday]]></category>

		<guid isPermaLink="false">http://www.myfinancialrecovery.net/?p=313</guid>
		<description><![CDATA[Well I am slowly getting back to normal.  I had two days where I could post like I wanted to this week and should be able to get back into a regular posting habit (I hope).  So while I am sitting here and waiting for my first ever home heating oil delivery I thought that [...]]]></description>
			<content:encoded><![CDATA[<p>Well I am slowly getting back to normal.  I had two days where I could post like I wanted to this week and should be able to get back into a regular posting habit (I hope).  So while I am sitting here and waiting for my first ever home heating oil delivery I thought that I would take some time and list out a few of my favorite reads from the past week.</p>
<ul>
<li>Frugal Dad has <a title="Improve Your Financial Life With Five Daily Actions" href="http://frugaldad.com/2008/12/11/improve-your-financial-life-with-five-daily-actions/" target="_blank">five daily actions we can take to improve our financial lives.</a></li>
<li>Single Guy Money <a title="Beware Of Hidden Holiday Costs" href="http://www.singleguymoney.com/2008/12/beware-of-hidden-holiday-costs.html" target="_blank">warns of hidden holiday costs</a>.</li>
<li>Lazy Man and Money has <a title="Lazy Man's 2008 Gift Guide" href="http://www.lazymanandmoney.com/lazy-mans-gift-guide-2008/" target="_blank">his 2008 Gift Guide out.</a></li>
<li>Northern Cheapskate has <a title="7 Gift Ideas For People who have everything." href="http://www.northerncheapskate.com/2008/12/7-gift-ideas-for-people-who-have.html" target="_blank">7 gift ideas for the person that has everything.</a></li>
</ul>
<p>My reading was a little light this week as well due largely to some work issues that came up.  At least I was able to at least skim a few articles.</p>
<table style="font-weight: bold;" border="0" width="400">
<tbody>
<tr>
<td align="right"></td>
<td align="left"></td>
</tr>
</tbody>
</table>
<p><a href="http://www.pntrs.com/t/4-9308-19376-186"><img title="Shop JellyBelly.com Today!" src="http://www.pntrs.com/b/4-9308-19376-186" border="0" alt="Shop JellyBelly.com Today!" width="300" height="250" /></a></p>

<p><a href="http://feeds.feedburner.com/~a/MyFinancialRecovery?a=rjzMpA"><img src="http://feeds.feedburner.com/~a/MyFinancialRecovery?i=rjzMpA" border="0"></img></a></p>]]></content:encoded>
			<wfw:commentRss>http://www.myfinancialrecovery.net/2008/12/12/frugal-friday-link-love-7/feed/</wfw:commentRss>
		<feedburner:origLink>http://www.myfinancialrecovery.net/2008/12/12/frugal-friday-link-love-7/</feedburner:origLink></item>
		<item>
		<title>Unexpected Costs Of Moving</title>
		<link>http://feeds.feedburner.com/~r/MyFinancialRecovery/~3/479642740/</link>
		<comments>http://www.myfinancialrecovery.net/2008/12/09/unexpected-costs-of-moving/#comments</comments>
		<pubDate>Tue, 09 Dec 2008 16:00:26 +0000</pubDate>
		<dc:creator>Matt</dc:creator>
		
		<category><![CDATA[Budget]]></category>

		<category><![CDATA[Expenses]]></category>

		<category><![CDATA[Relationships]]></category>

		<guid isPermaLink="false">http://www.myfinancialrecovery.net/2008/12/09/unexpected-costs-of-moving/</guid>
		<description><![CDATA[Originally uploaded by Dizzy Atmosphere
While we were planning our move to a new, bigger, more comfortable apartment we looked at our budget and now all the costs should play out.  I managed to get us a trailer for free that I could hook up to the back of my Jeep for the larger items and [...]]]></description>
			<content:encoded><![CDATA[<div style="float: right; margin-left: 10px; margin-bottom: 10px;"><a title="photo sharing" href="http://www.flickr.com/photos/daveglass/140730268/"><img style="border: solid 2px #000000;" src="http://farm1.static.flickr.com/50/140730268_02bf4d882b_m.jpg" alt="" /></a>Originally uploaded by <a href="http://www.flickr.com/people/daveglass/">Dizzy Atmosphere</a></div>
<p>While we were planning our move to a new, bigger, more comfortable apartment we looked at our budget and now all the costs should play out.  I managed to get us a trailer for free that I could hook up to the back of my Jeep for the larger items and it looked as though we would be able to move all of our belongings pretty inexpensively.</p>
<p>All looked pretty good and our move looked promising.  Overall we should save roughly $100 each (my girlfriend and I) in our new place and we should have a better living situation. However - <strong>we did not remember to account for feeding the family during the transition process.</strong></p>
<p>We normally cook at home and make meals that are somewhat healthy and not too expensive to put together (that the kids will eat).  When we started the move process we forgot to take into account that we would have <strong>both kitchens in a state of disarray </strong>until we could start settling into our new place.  We had the ability to start moving over time so our entire move process lasted the better part of two weeks.  During this time we ended up dining out or grabbing take out most nights to feed everyone; net result - <strong>increased </strong><strong>spending on dining out.</strong></p>
<p>I think that the total increase in spending on food items was probably around $300 - $400 more than usual (a bit high but we also took the kids out for a fancy Thanksgiving dinner since they would not be home the holiday weekend) for the four of us to eat for two weeks.  We did manage to settle the kitchen first and start getting back into a normal routine as soon as we started staying at our new home so that helped.  I just can not help thinking that there was probably a better, healthier and less costly way.  Sure we saved money on movers and getting our stuff here but spent the cost of having movers on dining out over the course of two weeks.</p>
<p>Has anyone else had a similar experience?  If so how would you combat the situation next time it comes up?</p>

<p><a href="http://feeds.feedburner.com/~a/MyFinancialRecovery?a=nf28Ug"><img src="http://feeds.feedburner.com/~a/MyFinancialRecovery?i=nf28Ug" border="0"></img></a></p>]]></content:encoded>
			<wfw:commentRss>http://www.myfinancialrecovery.net/2008/12/09/unexpected-costs-of-moving/feed/</wfw:commentRss>
		<feedburner:origLink>http://www.myfinancialrecovery.net/2008/12/09/unexpected-costs-of-moving/</feedburner:origLink></item>
		<item>
		<title>Finally Back Again (I Hope)</title>
		<link>http://feeds.feedburner.com/~r/MyFinancialRecovery/~3/478498499/</link>
		<comments>http://www.myfinancialrecovery.net/2008/12/08/finally-back-again-i-hope/#comments</comments>
		<pubDate>Mon, 08 Dec 2008 14:30:32 +0000</pubDate>
		<dc:creator>Matt</dc:creator>
		
		<category><![CDATA[Deals]]></category>

		<category><![CDATA[Expenses]]></category>

		<category><![CDATA[Random]]></category>

		<guid isPermaLink="false">http://www.myfinancialrecovery.net/?p=308</guid>
		<description><![CDATA[It seems like it has been forever since I have had a chance to post with any regularity.  I am hoping to get back in the swing of things this week and back to my usual daily posts.  Right now it looks like work is going to slow down as I am getting in the [...]]]></description>
			<content:encoded><![CDATA[<p>It seems like it has been <strong>forever </strong>since I have had a chance to post with any regularity.  I am hoping to get back in the swing of things this week and back to my usual daily posts.  Right now it looks like work is going to slow down as I am getting in the swing of things and the dust is starting to settle from our move.  I still have a bit of unpacking to do but I think that most of the family is getting there.</p>
<p>Anyway - over the weekend we picked up our Christmas tree for the year.  I had thought about going up to my grandmother&#8217;s land (where I grew up) and hunting one down myself for free but time was not on my side.  We stopped in at a pretty nice tree lot (they had a fair amount of space to set up, not like the urban style fit 1 million trees in 25 square feet lots you sometimes see).  I was hoping to get away for under $40 (which I managed to do at $35 for a really nice tree) but was surprised to see that the majority of trees were closer to $50. <strong> </strong>In fact my girlfriend&#8217;s four year old son was helping me and the first tree he ran up to was not priced visibly - when we asked we were told it was $50.  I convinced him that we should look around a bit more for the &#8220;best tree ever&#8221;.  As it turns out we found it and the tree was the best ever due to the fact that it had &#8220;a red tag on top&#8221;.  <strong>It seems that everything related to the holidays is just getting more and more expensive (and showing up earlier) every year. </strong></p>
<p>We got the tree and decorated it yesterday and spent an entire day as a family fun, holiday decorating day.  It was a blast and easily worth the $35 cost of the tree and I would have paid $50 for the day we had if it came down to it.  I guess I just can not believe how much everything costs - I mean to pay $50 for something that you are going to keep a couple of weeks (maybe) and then throw out?  Seems a little silly to me but I guess the market is there.</p>
<p>How about you? Anyone out there pick up a tree yet?  How much did you end up paying for your perfect Christmas tree?</p>
<p><a href="http://www.pntra.com/t/4-14003-19376-19870"><img title="The 2009 Entertainment® Book - Great Savings on Dining, Shopping, Travel, Attractions, Movie Tickets &amp; More!" src="http://www.pntra.com/b/4-14003-19376-19870" border="0" alt="The 2009 Entertainment® Book - Great Savings on Dining, Shopping, Travel, Attractions, Movie Tickets &amp; More!" width="336" height="280" /></a></p>

<p><a href="http://feeds.feedburner.com/~a/MyFinancialRecovery?a=rq5SPv"><img src="http://feeds.feedburner.com/~a/MyFinancialRecovery?i=rq5SPv" border="0"></img></a></p>]]></content:encoded>
			<wfw:commentRss>http://www.myfinancialrecovery.net/2008/12/08/finally-back-again-i-hope/feed/</wfw:commentRss>
		<feedburner:origLink>http://www.myfinancialrecovery.net/2008/12/08/finally-back-again-i-hope/</feedburner:origLink></item>
		<item>
		<title>Still Moving But…</title>
		<link>http://feeds.feedburner.com/~r/MyFinancialRecovery/~3/471348124/</link>
		<comments>http://www.myfinancialrecovery.net/2008/12/01/still-moving-but/#comments</comments>
		<pubDate>Mon, 01 Dec 2008 14:35:59 +0000</pubDate>
		<dc:creator>Matt</dc:creator>
		
		<category><![CDATA[Random]]></category>

		<guid isPermaLink="false">http://www.myfinancialrecovery.net/?p=306</guid>
		<description><![CDATA[We are into our new place!!!!! I have finally got all the stuff from our old apartment into the new one.  Now we just need to settle in and unpack.  I was worried that we would not be able to get all our stuff out by today due to a lack of help but we [...]]]></description>
			<content:encoded><![CDATA[<p><strong>We are into our new place!!!!!</strong> I have finally got all the stuff from our old apartment into the new one.  Now we just need to settle in and unpack.  I was worried that we would not be able to get all our stuff out by today due to a lack of help but we pulled it off.  I got stuck packing and moving everything down some treacherous, steep and narrow stairs (moved furniture alone for the most part as well) but I did it.  I am pretty worn out from the process and really miss writing a bit every now and then but hope that next week all will be back to normal.</p>
<p>I am really excited and relieved to be out of our old apartment and hope to have all our stuff unpacked and settled in time for Christmas.  I guess November was a busy month between my job responsibilities changing and moving - I hope December slows down a bit!</p>

<p><a href="http://feeds.feedburner.com/~a/MyFinancialRecovery?a=95hyUU"><img src="http://feeds.feedburner.com/~a/MyFinancialRecovery?i=95hyUU" border="0"></img></a></p>]]></content:encoded>
			<wfw:commentRss>http://www.myfinancialrecovery.net/2008/12/01/still-moving-but/feed/</wfw:commentRss>
		<feedburner:origLink>http://www.myfinancialrecovery.net/2008/12/01/still-moving-but/</feedburner:origLink></item>
	</channel>
</rss>
